Affordable Home Services Of Idaho
Affordable Home Services Of Idaho

What types of Home Inspection are there?

New Home Inspection

There are good reasons to have a professional inspection performed on the brand new home you are buying.
Buying a new house is likely one of, if not the largest purchase decision you'll ever make. The whole process is fraught with emotion and stress. A professional home inspection will substantially reduce the risk for your large investment in a new home. It just makes sense to learn as much as you can about the quality of your new home, before signing off on everything.
Building a new home is a tremendously complex endeavor. It involves many people, usually split up into sub-contractor groups, each working on different parts and systems of the house. Even for the best builders, it's nearly impossible to complete this process without missing something. Maybe it's a plumbing fixture that didn't get tested for leaks, maybe its an electrical box that isn't working, or any one of dozens of minor problems that can easily be overlooked in such a major undertaking. We will find such problems while it is still early enough for you to bring them up with the builder and have them corrected before you sign-off and start moving in.
For the relatively small cost, a professional inspection of your new dream home can pay big dividends in peace of mind and getting any problems identified and corrected before they can become an unpleasant surprise.

 

Pre Purchase Inspection
If you are buying a home with a septic tank, you should consider having it inspected by a professional septic contractor. Our standard home inspection does not include this type of specialized, intrusive inspection. To properly inspect the system, the contractor will need to dig holes to access the underground parts of the system. This will include inspecting the tank, as well as the leach field.
It makes good sense to have the tank pumped at the time of this inspection. A professional septic contractor can perform both the inspection and pump the tank, killing two birds with one stone and assuring that you begin with an empty tank and a system that has been inspected. Often, you can negotiate with the seller to have them pay for the pumping.
When buying a home, you should always have a professional home inspection performed. You need to know exactly what you are getting. Making your buying decision much easier and more confident. 


When we inspect the home we will look at the systems that make up the building such as:
Structural elements, foundation, framing ect...
Plumbing systems
Roofing
Electrical systems
Cosmetic condition, paint, siding etc...


Inspection vs Appraisal
Do I need a house inspection when my bank is having the house appraised?
Yes! A house appraisal is an independent evaluation of the current market value of a house or property. In general, the purpose of an appraisal is to set the current value of a house so that a lender may determine how much it can loan to the buyer. The appraiser looks at similar properties in the area and the prices at which they were sold to set the value of the house.
A house inspector conducts a thorough evaluation of the house's major systems and structural integrity. Whereas the appraiser is typically working for the bank, the house inspector is working for you. The house inspector identifies items that need replacement or repair prior to closing, which can save you thousands of dollars.
U.S. Department Of Housing And Urban Development (HUD) requires buyers sign a Consumer Notice advising them to get a house inspection in addition to a house appraisal before purchasing a house with a FHA mortgage.Additionally, HUD now allows homebuyers to include the costs of appraisal and inspection in their FHA mortgage.


Inspection vs Appraisal
Do I need a house inspection when my bank is having the house appraised?
Yes! A house appraisal is an independent evaluation of the current market value of a house or property. In general, the purpose of an appraisal is to set the current value of a house so that a lender may determine how much it can loan to the buyer. The appraiser looks at similar properties in the area and the prices at which they were sold to set the value of the house.
A house inspector conducts a thorough evaluation of the house's major systems and structural integrity. Whereas the appraiser is typically working for the bank, the house inspector is working for you. The house inspector identifies items that need replacement or repair prior to closing, which can save you thousands of dollars.
U.S. Department Of Housing And Urban Development (HUD) requires buyers sign a Consumer Notice advising them to get a house inspection in addition to a house appraisal before purchasing a house with a FHA mortgage. Additionally, HUD now allows homebuyers to include the costs of appraisal and inspection in their FHA mortgage.

 

 

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Affordable Home Services Of Idaho

Donnelly, ID 83615


Phone: 208 495-4321 208 495-4321

E-mail:info@propertyphd.com

Proudly serving Valley County,Idaho and the surrounding areas to include:

*Cascade *Donnelly *Lake Fork 

*McCall *New Meadows 

*Riggins *Council

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